Platform overview

All tenants, last 30 days

Gross payment volume by tenant · 14 days

Platform revenue · 30 days

Live activity

Tenants

Every business is an isolated workspace: own products, ledger, account, cards, loans and policies, keyed by tenant ID.

Onboarding & KYB

Businesses waiting on verification or a linked bank account.

Lending · GoPay Capital

Merchant cash advances repaid from a share of card takings.

Loan book

Insurance · GoPay Cover

Policies sold through the platform as an FCA appointed representative of a UK broker (concept).

Policies

Access levels

Every GoPay user type in one place: business users, the GoPay team and what each access level can do.

Locked logins

GoPay access levels

Seven levels across two user types. Access is checked by the server on every request, not just hidden in the app.

GoPay team permissions

Business user permissions

System

Services, architecture and a live API tester.

Architecture

Clients

Home pageSignup creates a tenant
Business portalTill, banking, funding, cover, books, AI
Admin portalOps, risk, lending, cover

Edge

API gatewayAuth, tenant resolution from X-Tenant header, rate limits
Webhookssale.completed, payout.sent, loan.funded

Core

PaymentsAuthorise, settle, instant payout, payment links
LedgerDouble-entry per tenant, VAT, trial balance
OnboardingKYB (Companies House), Open Banking, CoP

Embedded finance

BankingAccounts, cards, Faster Payments (BaaS partner)
CapitalOffer engine from card volume, sweep repayments
CoverQuote, bind, premiums via insurer APIs

Data & intelligence

Postgres (row-level tenancy)SQLite in this preview
AI insightsRules and forecasts, LLM Q&A grounded per tenant
Accounting syncQuickBooks, Xero, Sage via OAuth

API tester

Response

Pick an endpoint.

Event stream · all tenants