Built for Britain's high streets, from the corner café to the local pub. Take card payments, hold your money, borrow against your sales, insure the premises and file VAT with HMRC, all from the till.
Payments, banking and the practical tools that keep you trading, all connected, all in one place.
A lightning-fast till, real-time stock and every payment type your customers expect: tap, chip and PIN, cash and payment links.
Sales settle straight into your business account with its own sort code, ready to spend the same day.
Ask about sales, cash flow, tax and cover. Get useful answers in seconds.
Every sale posts a balanced double-entry journal. VAT returns are ready for Making Tax Digital, and everything syncs to QuickBooks, Xero or Sage.
Public liability, employers' liability, stock and business interruption from UK insurers, paid monthly from your account.
Every sale, invoice, bill and bank line lands in proper double-entry books. Your accountant gets clean numbers, you get your evenings back.
Send a VAT invoice in seconds. Customers pay by card or bank transfer and it marks itself paid.
GoPay AI reads the supplier, VAT and total, picks the category and files the bill.
A forecast built from your takings, invoices due and bills to pay, so a quiet week never surprises you.
Teach it once that SCREWFIX means repairs. Next time it posts itself.
Profit and loss, balance sheet, aged debtors and creditors, trial balance and a books health score.
VAT boxes fill as you trade. Close a period and nothing before it can change.
See your offer, pick an amount and get funds, without business plans, long forms or fixed monthly repayments. One fixed fee, repaid from a share of your card takings.
See your offer ${ic('arrow')}No setup fees, no long contracts and no surprises.
We verify your business and use your bank as a backup for payouts. Card takings settle into your GoPay account next morning, or instantly for 1%.
One fixed fee agreed upfront, repaid from a set share of your daily card takings. No interest that grows, no late fees.
Yes. Every sale posts a balanced journal and syncs to QuickBooks, Xero or Sage, so your accountant works in the tool they already use.
In a live version, money in your GoPay account would be held by an FCA-authorised electronic money institution and safeguarded in a UK bank, kept separate from GoPay's own funds. E-money isn't covered by the FSCS, which we'd say plainly at signup.
Yes. Each business is its own workspace with its own account, books and team, and you switch between them from the top bar.
Open a GoPay account in minutes. No paperwork, no branch visits.
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